• Having a baby? You may be able to get or change health insurance outside Open Enrollment

    6 days ago - By Health Insurance

    If you recently had or adopted a baby, you may qualify for a Special Enrollment Period. This means you can apply and enroll in or change Marketplace health plans outside Open Enrollment.
    When you enroll in a plan during a Special Enrollment Period, your new health coverage can begin the day your baby is born - even if you enroll in the plan up to 60 days afterward.
    Apply with a Special Enrollment Period
    Answer a few quick questions to see if you're likely to qualify for a Special Enrollment Period or for Medicaid or CHIP. We'll tell you your next steps.
    Already know you qualify? Go to the...
    Read more ...

     

  • Retired? You have health insurance options

    6 days ago - By Health Insurance

    If you recently retired and aren't eligible for Medicare yet, you may be able to get health insurance through the Health Insurance Marketplace®.
    While retiring from a job alone doesn't qualify you for a Special Enrollment Period , losing health insurance does. If you lost health insurance when you retired, you have 60 days to enroll in a health plan outside Open Enrollment.
    When you lose job-based insurance you may be offered COBRA continuation coverage.
    If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead.
    If you've already started COBRA coverage, you...
    Read more ...

     

  • Can you enroll in health insurance now?

    6 days ago - By Health Insurance

    Have you recently lost other health coverage, moved to a new home in a new ZIP code or county, gotten married, or had a baby? When big changes happen in life, you may be able to enroll in Marketplace health insurance right away with a Special Enrollment Period .
    Click the button below, and answer a few questions about your major life change to find out if you qualify for a Special Enrollment Period:
    SEE IF YOU QUALIFY
    If you qualify for a Special Enrollment Period, you'll have 60 days from the life event to enroll. When you apply, you'll also find out if you qualify for Medicaid or the...
    Read more ...

     

  • Lose your health insurance? You may be able to enroll now

    6 days ago - By Health Insurance

    If you recently lost health insurance coverage, you may be able to enroll in Marketplace coverage with a Special Enrollment Period .
    Health insurance losses that may qualify for a Special Enrollment Period
    Loss of job-based insurance: You may qualify if your employer stopped offering health insurance, or you left a job where you had health coverage .
    Loss of individual health plan: You may qualify if you're no longer eligible for a student health plan, or your Marketplace plan is discontinued
    Loss of eligibility for Medicaid or the Children's Health Insurance Program : You may qualify if...
    Read more ...

     

  • Common Marketplace health insurance questions and answers

    6 days ago - By Health Insurance

    If you have questions about the Marketplace, don't worry. Health insurance help is available.
    For fast answers to your health care questions - whether they're about managing your health insurance coverage, finding forms and documents, or understanding costs and savings - visit our Get Answers page.
    3 common questions answered
    How can I get health coverage now that Open Enrollment is over?
    Open Enrollment for a 2016 plan is over, but you may still be able to enroll in 2016 health insurance 2 ways:
    With a Special Enrollment Period - like if you lose your health insurance, or have certain...
    Read more ...

     

  • Understanding health insurance costs makes for better decisions

    6 days ago - By Health Insurance

    When you buy a car, you probably think first about price - your monthly payment. But other expenses - like auto insurance, gas, and maintenance - can affect your wallet. Your total costs depend on which car you buy and the expenses that come with owning a car.
    Health insurance can be like that. If you look only at your monthly payment, you may find that other costs have a big impact on your household budget.
    Total yearly costs
    It's useful to think about your total yearly health insurance costs.
    Premiums: What you pay your insurance company every month - your "monthly payment."
    Deductible...
    Read more ...

     

  • Take advantage of free preventive health care with Marketplace insurance

    6 days ago - By Health Insurance

    Did you know that with a Marketplace health insurance plan preventive services - like shots and screening tests - are covered at no cost to you? These free preventive services can help you stay healthy and save you money in the long run.
    Are you currently uninsured but want access to these benefits?
    You may be able to enroll in Marketplace coverage now if you qualify for a Special Enrollment Period .
    If you don't, you can apply for 2017 coverage during the next Open Enrollment Period starting November 1, 2016.
    Examples of covered preventive health services
    Here are just some of the...
    Read more ...